About Kathryn

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For Kathryn Turner, arranging a mortgage isn’t simply about finding the right lender - it’s about understanding people, listening carefully to their circumstances and helping them make confident financial decisions.

After completing a Business Degree in Edinburgh, Kathryn built a successful career in the fast-moving consumer goods (FMCG) industry, working for some of the world’s best-known companies, including Procter & Gamble, Kelloggs and Britvic. Working within global organisations taught her the importance of professionalism, attention to detail and delivering outstanding customer service-qualities that continue to shape the way she works today.

After the birth of her second child, Kathryn decided to pursue a career where she could combine her analytical skills with a genuine passion for helping people. She retrained as a Financial Advisor, obtaining her  Diploma for Financial Advisers (DipFA) & Certificate in Mortgage Practice, awarded by the Chartered Insurance Institute (Cert CII (MP)) qualifications before choosing to specialise in British Expat Mortgages and creating her own company - Giraffe Private Finance.

Over the past 11 years, Kathryn has developed extensive expertise in arranging mortgages for British expats purchasing or refinancing property in the UK. She understands that living overseas often creates additional challenges, and she has built a reputation for finding solutions to complex cases where lender criteria can seem confusing or restrictive.

Clients regularly comment on Kathryn’s responsiveness, attention to detail and calm, reassuring approach. She takes the time to understand each client’s circumstances, listens carefully to what they’re trying to achieve and explains every stage of the process in clear, straightforward language. 

Whether you’re buying your first UK property from overseas, expanding a buy-to-let portfolio or returning to Britain, Kathryn will work with you to identify the most suitable mortgage solution for your needs.

Integrity sits at the heart of everything she does. Kathryn believes that great mortgage advice starts with honesty and transparency. If a mortgage isn’t right for a client, she’ll say so. If there are challenges ahead, she’ll explain them clearly and help find the best way forward. Her recommendations are always made with her clients’ long-term interests in mind.

One of the things Kathryn enjoys most about her work is solving difficult mortgage cases. She knows that every client is different and takes pride in finding practical solutions where others may have struggled. Rather than applying a one-size-fits-all approach, she works closely with clients to understand their circumstances and match them with the lender and product that’s right for them.

Many of Kathryn’s new clients come through recommendations or return to her whenever they need mortgage advice again. She sees this loyalty as the greatest measure of success, reflecting the trust she builds through honest advice, clear communication and dependable service.

From your very first conversation through to completion - and beyond - you can rely on Kathryn to provide expert guidance, practical advice and the reassurance that someone experienced is looking after your interests every step of the way.